Consider the Possibilities! With a Home Equity Loan
Enjoy Summer!

CURRENT RATES

Click here for all rates - effective as of 06/01/10

Certificate Rates

Account Type

Minimum
to Open

Dividend Rate

APY

Jumbo CD
Dividend Rate

Jumbo CD
APY

6-11 Month $500.95%.95%.95%.95%
12-17 Month $5001.00%1.00%1.00%1.00%
18-23 Month $5001.19%1.20%1.19%1.20%
24-35 Month $5001.49%1.50%1.49%1.50%
36-47 Month $5001.88%1.90%1.88%1.90%
48-59 Month $5002.23%2.25%2.23%2.25%
60-71 Month $5002.42%2.45%2.42%2.45%
72+ Month $5002.47%2.50%2.47%2.50%
Smart Growth Certificates

Account Type

Minimum to Open

Dividend Rate

APY

36 Month $1001.69%1.70%
60 Month $1002.23%2.25%
84 Month $1002.27%2.30%
See actual rate sheet for terms & conditions.

Savings Rates

Account Type

Base Rate

APY

Preferred Daily Income Account (required balance to earn each day)
0-$1,999.25%.25%
$2,000-$9,999.30%.30%
$10,000-$24,999.40%.40%
$25,000-$49,999.55%.55%
$50,000 +.60%.60%
Regular Share Account.20%.20%
Youth Account.20%.20%
Tax Account.20%.20%
Holiday/Property Tax Account1.75%1.75%
Vacation Club Account1.00%1.00%
IRA Share Account.60%.60%
See actual rate sheet for terms & conditions.

Checking Rates

Account Type

Base Rate

APY

Better Than Free Checking Account
0-$499No InterestNo Interest
$500+.02%.02%
Preferred Checking Account  
0-$499No Interest 
$500-$4,999.03%.03%
$5,000-$14,999.05%.05%
$15,000-$24,999.10%.10%
$25,000+.15%.15%
Better Business Checking Account  
0-$499No Interest 
$500-$4,999.00%.00%
$5,000-$14,999.03%.03%
$15,000-$24,999.05%.05%
$25,000+.10%.10%
Health Savings Account (HSA)  
0-$9993.93%4.00%
$1,000-$2,4991.49%1.50%
$2,500-$4,9991.49%1.50%
$5,000-$9,9991.49%1.50%
$10,000-$24,9991.49%1.50%
$25,000+1.49%1.50%

See actual rate sheet for terms & conditions.

Vehicle Loan Rates

Fixed

Account Type

APR

Terms
(months)

New Auto4.25%-18.00%0-72
Used Auto
6 years or less
6 years+
4.75%-18.00%
5.50%-18.00%
0-72
0-60
New Vehicles
for Recreation		6.75%-18.00%0-48
Used Vehicles
for Recreation		7.75%-18.00%0-48
New Boats7.00%-18.00%0-120
Used Boats
6 years or less
6 years+
7.00%-18.00%
7.75%-18.00%
0-120
0-120
New RVs7.50%-18.00%0-120
Used Boats
6 years or less
6 years+
7.50%-18.00%
8.25%-18.00%
0-120
0-120

Variable

Account Type

APR

Terms (months)

New Auto4.00%-17.00%0-84
Used Auto4.50%-17.50%0-84
New Vehicles
for Recreation		6.00%-16.50%0-72
Used Vehicles
for Recreation		7.00%-18.00%0-60
New and Used
Boats and RVs		6.75%-17.25%0-240
See actual rate sheet for terms & conditions.

Credit Card Rates

Credit Card Type

APR

Preferred Visa8.75%-18.00% v
Secured Visa4.00% f

Real Estate Loan Rates

Account Type

APR

Terms (months)

Preferred Equity Line of Credit
First Equity
Second Equity
4.75%-8.75% v
5.50%-9.50% v
5.50%-9.50% v
6.25%-10.25% v		0-216
0-360
0-144
0-240
Preferred Equity
Home Loan		5.50%-13.75% f
5.75%-14.00% f		0-84
0-120
Non Owner
Occupied Loan
First Deed
Second Deed

8.00% v
9.50% v

0-240
0-240
Commercial Real
Estate Loans		Call For Details25 year
amortization
15 year
balloon
See actual rate sheet for terms & conditions.

Personal Loan Rates

Account Type

APR

Terms (months)

Happy Days Loan5.00%-16.00% v0-60
Happy Days
Business Loan		5.50%-16.00% v0-60
Student Loan5.50% v0-84
Personal Line
of Credit		9.00%-17.00% v0-60
Personal Loan10.00%-18.00% f0-60
Contract Value
Loan
For Farmers
Agents Only		5.99%-10.49% v
5.99%-9.49% v		12-48
72
Contract Value
Line of Credit
For Farmers
Agents Only		5.49%-8.99% v
7.49%-10.99% v		60
120
Agency Business
Loans		as low
as 5.00%		Up to 120
See actual rate sheet for terms & conditions.

WHAT'S NEW?

  Now offering GAP Plus & MRC Insurance with our Auto Loans!

Click here to learn more.  

Stop dreaming about a vacation & make it a reality!

Click here to learn more about our Vacation Club account.  

Need to locate a Shared Branch or ATM fast?

If you have an iPhone click here to download Apps.

 

 

 

 

 

 

 

 

 
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