With all the recent headaches caused by banks and credit card companies unexpectedly increasing rates and fees, we thought this was the perfect time to bring back our popular Visa Balance Transfer program.

This program allows members to transfer existing loan and credit card balances held at other financial institutions to their NW Preferred Federal Credit Union Visa Credit Card at a fixed rate of 5.99% APR*. Best of all, this rate is fixed for the life of the balance transferred and there are no cash advance or balance transfer fees!**

If you are already a member with a NW Preferred Visa Credit Card, simply click here to get started.

If you are already a member, but don’t yet have a NW Preferred Visa Card, simply click here to apply for a NW Preferred Visa Credit Card (if you already have an active loan with NW Preferred call your local branch office, they may be able to use the loan application currently on file to qualify your for card)

If you are not yet a member of NW Preferred, please complete our Membership Application and Loan Application to get started.

This is a limited time offer, so why wait, call us today at 866.236.6968 for more information!

*APR (Annual Percentage Rate).  Subject to credit approval. The 5.99% Annual Percentage Rate promotional rate is fixed and does not apply to future purchases or cash advances. This promotional rate is only available for a limited time. Promotional rate may not be used to pay existing NW Preferred loans or credit card debt. All 5.99% balance transfers will be classified as “purchases” under our Visa Card Agreement. Any previous promotional VISA balance transfers will be similarly reclassified for members taking advantage of this promotion. **New purchases or cash advances will carry a variable rate. As of March 1, 2010, the rate for new purchases or cash advances was as low as 8.75% apr. This rate may vary based on borrower’s credit qualifications. The 25-day Grace Period does not apply to cash advances or transferred balances. Monthly minimum payments will be applied to outstanding balances with the lowest rate. Any payment over the required minimum will be applied to outstanding balances with the highest rate.