Visa Credit Card

Rates As Low As


APR Effective 10/2/2018*

*View rates, fees & disclosures.

Apply Now

This card is awesome! Last weekend I booked our 7 night cruise to Mexico and saved almost $400 off the listed price!!! I love my NW Preferred Visa with Passport.

—Adam - Tigard, OR

visa image

All of our personal Visa credit cards come with exclusive savings thanks to our partnership with Passport Unlimited. Just use our credit card at any of 12,000 participating locations nationwide, and save money instantly! Best of all, this program is FREE ($300 value). No accumulating points, cutting coupons or worry about hidden and annual fees. Just use our credit card and enjoy the rewards. It’s that simple. Typical savings include:

  • Complimentary second entrées at local restaurants, as well as many national chains.
  • Average savings of 15% - 20% on:
    • Vacations packages
    • Autos, vehicles and boats
    • Clothes and accessories
    • Household and family
    • Mind, body and health
    • Sports and entertainment
    • Tech and electronics

Register for Passport Benefits

Getting started is a breeze! It only takes three simple steps to register your card before its ready to use

  1. Click here to get started
  2. Enter your email address, first 6 digits of your NW Preferred credit card, followed by your name and the area where you live.
  3. Click the "Submit & Log In" button.

That’s it! Super easy. After your NW Preferred card is registered, you can browse the Passport Unlimited website to view all the exclusive deals and offers in your area.

Want more info? Read our ; FAQ and check out participating merchants near you.

I used my NW Preferred Passport Visa card a few weeks ago and saved almost $800 on new flooring for our house. I was browsing discounts on the app and came across a flooring company right down the street from us. I was pretty excited to get this discount. Thanks NW Preferred!”

—Jamie – Portland, OR

Visa Credit Card @ A Glance
Annual Fee NO
Cash Advance Fee NO
Credit Line Up to $25,000
Rate As Low As


FREE Travel Accident Insurance YES
FREE Passport Unlimited Rewards YES
24-Hour Telephone Support YES
Apple Pay Support YES
Credit Life & Disability Insurance AVAILABLE
Balance Transfer Fee NO
Balance Transfer Rate# As Low As


FREE Account Alerts** YES
And You Can Enjoy It’s Protection Too…

All our cardholders enjoy the following benefits:

  • Credit Life & Disability Insurance – Sometimes bad things happen. In the event of death or a disability leaving you unable to work, optional credit life or credit disability insurance can make your monthly loan and/or Visa payment(s) for you. Providing security for you and your family. Coverage is provided by CUNA Mutual. Contact us for details.
  • Travel Accident Insurance – Whenever you use your Visa credit card to purchase tickets on any common carrier (air, land or sea) you’re automatically covered* in the event of an accident or loss.
  • Zero Liability* - If fraudulent charges are made with your Visa credit card or account information, we will work with you to make it right. Additionally, our cardholders have security for online shopping through Verified by Visa and 24-hour fraud protection. We also offer 24-hour credit card support at 800.573.0029

*Subject to conditions in the Visa Credit Card Agreement .

#APR (Annual Percentage Rate). Subject to credit approval. The 4.99% APR rate is for borrowers with a credit score of 680+, this rate may vary based on borrower’s credit qualifications. The promotional rate does not apply to future purchases or cash advances. Promotional rates are available for a limited time. Offer may not be used to pay existing NW Preferred loans. New purchases or cash advances will carry a variable rate. As of September 12, 2016, the rate for new purchases or cash advances was as low as 8.75% APR. The 25-day Grace Period does not apply to cash advances or transferred balances. Monthly minimum payments will be applied to outstanding balances with the lowest rate. Any payment over the required minimum will be applied to outstanding balances with the highest rate.

**Standard data fees and rates may apply based on your plan with your mobile carrier.

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